Fintech
FinVolution has been a pioneer in the fintech revolution, using advanced technologies to reshape the industrial landscape in favor of more equitable access to financing for everyone. To achieve this goal, we have rolled out a suite of full-chain digital fintech products, providing a gateway to inclusive finance for customers and financial institutions alike.
179 Million
Cumulative registered users
30 Million
Cumulative borrowers
809 Billion RMB
Cumulative transaction volume
*Data as of Q4 2023
Our Fintech Products
PPDAI
Founded in 2007 and now a leading microcredit fintech platform in China with over 100 million registered users
- Facilitated loans for more than 20 million individuals
- Connects the unbanked population with financial institutions and promotes financial inclusion nationwide
AdaKami
Leading fintech platform in Indonesia, licensed and regulated by OJK (Indonesia's Financial Services Authority).
- An active member of Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI)
- Founded in 2019 and now one of the top players in the online lending sector in Indonesia
JuanHand
Leading FinTech Lending App in the Philippines
- The country's leading FinTech platform dedicated to promoting financial empowerment and literacy
- Providing financial solutions that ensure financial ease and flexibility
- One of the founding members of the Consumer Lending Association of the Philippines (CLAP), committed to defending consumer rights and opposing unfair practices
KOO Wallet
A fintech plarform targeting small businesses in China
- Incorporated in 2019 and targets small businesses in China
- Aims to be the go-to digital wallet for this demographic
- Connects millions of small businesses with financial institutions to meet their diverse financial needs
Paizhanggui
An online-to-offline home equity loan platform in China
- An online-to-offline home equity loan platform in China
- Provides comprehensive financing services for micro-, small- and medium-sized enterprises
- Served over 100,000 small and micro customers in the country as of February 2024
Industry-Leading Financial Risk Management
At FinVolution, we pride ourselves on industry-leading financial risk management capabilities. We have developed a comprehensive suite of risk management and fraud prevention solutions aimed at safeguarding the rights of both our users and funding partners.
Smart Data Collection
Credit Scoring and Pricing
Automatic Fraud Detection
Thorough Crisis Alert System
Smart Data Collection
FinVolution has developed a comprehensive credit database to capture myriad data variables from borrowers, ensuring thorough coverage of credit information for detailed user profiles.
We also utilize advanced data mining and automated program development capabilities to promptly search for, collect, and process a vast amount of potential borrower data.
Credit Scoring and Pricing
We use our Magic Mirror Credit Risk Control System to assign a credit score to each potential borrower, thus establishing their credit limit and keeping risks under control.
Automatic Fraud Detection
We've been collaborating closely with multiple partners to identify the latest types of fraudulent schemes, and implement multifaceted fraud detection and establish rules based on known frauds to screen for fraudulent activities.
Using our Ming Mirror Anti-Fraud System to visualize the network of fraudulent users, we can swiftly identify suspicious activities.
Thorough Crisis Alert System
Our Risk Management team conducts daily monitoring of key indicators like overdue rates, collection rates, repayment rates, liabilities, and borrowing across multiple platforms.
We utilize advanced data analytics and risk assessment tools for in-depth research and analysis. Any irregularities, such as numbers exceeding pre-set thresholds or abnormal fluctuations, prompt an immediate response from our crisis alert system.
Our Partners
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