Technology
At FinVolution, our mission is to leverage innovative technology to enhance financial services for all.
Powered by cutting-edge AI and Big Data technologies, we have crafted an industry-leading suite of comprehensive technology solutions, catering to every stage of the financial customer journey, from customer acquisition and risk control to fraud prevention and post-loan management.
End-To-End Solutions
Our Flagship Self-Developed Technology Products
Octopus
Customer Acquisition
Octopus stands as a versatile multi-channel traffic managemenit platform, seamlessly connecting with mainstream social media platforms such as Facebook, Google, and TikTok.
This all-in-one solution integrates content management, ad placement, placement strategy, and data analysis.
90%
Labor Cost
10x
Account Management Efficiency
Magic Cube
Institutional Fund Management & Loan Matching
Magic Cube is an all-encompassing automated institutional fund management platform that seamlessly interfaces with various funding sources, including banks, trusts, consumer finance companies, and microcredit companies.
<2 weeks
Link with New Funding Sources
99%
Loan Matching Success Rate
Magic Mirror
Risk Assessment and Pricing
Fueled by Big Data technology, Magic Mirror serves as a robust risk assessment system, evaluating loan applicants' risk levels on hundreds of data dimensions while safeguarding user information.
This system automatically sets a price for loan applicants based on risk assessment results.
Ming Mirror
Fraud Detection
Ming Mirror is an anti-fraud system designed to detect financial frauds throughout the credit process.
Through machine learning algorithms, Ming Mirror can effectively analyze and visualize the characteristics of potentially risky users, enabling timely detection of any form of telecommunication fraud.
3 billion
Linked Datasets
3x
Anti-Fraud Investigation Efficiency
Blu
Intelligent Customer Service
Blu is an AI voice service SaaS platform, delivering intelligent voice outbound solutions with an exceptional intent recognition accuracy exceeding 98%.
Serving over 20 fintech platforms in eight countries across Asia and Latin America, Blu provides intelligent voice services in English, Tagalog, Indonesian, Spanish and Chinese. This ensures effective communication with and support for diverse customer bases.
20+
Fintech Platforms Served
5
Languages
Core Technology
Natural Language Processing (NLP)
Natural Language Processing (NLP)
Natural Language Processing (NLP) stands as a pivotal machine learning technology empowering computers to interpret, process, and comprehend human languages.
At Finvolution, we leverage NLP to extract entity information and complex data combinations from text. Our NLP capabilities extend to named entities, overdue time, amount, event and more. Additionally, we utilize text clustering to accurately classify the communication intent of speakers of languages including Chinese, Indonesian, English, and Spanish.
Image Recognition
Image Recognition
Image recognition plays a crucial role in streamlining fintech processes, enhancing service efficiency and bolstering financial security. FinVolution has made significant investments in image recognition, resulting in high-precision recognition of text, faces and scenes.
Voice Recognition
Voice Recognition
Our voice recognition technology significantly enhances our risk control and anti-fraud capabilities while elevating service quality. We employ industry-leading voiceprint recognition, emotion detection, speech rate detection, multilingual text-to-speech (TTS), and multilingual speech recognition to ensure seamless communication and interaction across diverse linguistic environments.
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